My Merchant Cash

Grow Your Business with Confidence

Gain the financial support you need to expand, hire, and invest—grow your business with confidence through tailored funding solutions.

What We Do

We provide fast, flexible funding solutions tailored to help small businesses grow and succeed confidently.

Working Capital Loans

Flexible funds to manage daily expenses and keep business running smoothly.

Short-Term Loans

Quick funding for urgent needs with flexible short-term repayment options.

Business Expansion Loans

Capital to grow your business, expand operations, and increase revenue.

About Us

Empowering Small Businesses with Fast, Flexible Capital

At My Merchant Cash, we believe in small businesses and the hardworking people behind them. We know what it takes to turn an idea into reality, to keep the lights on during slow seasons, and to chase growth even when the odds are stacked against you. That’s why we built a smarter, faster, and more human way to fund your business — without the traditional roadblocks.

Since our inception, we’ve helped thousands of small and medium-sized businesses access millions of dollars in working capital. From restaurants and retailers to contractors and healthcare providers, our clients span nearly every industry and every corner of the country. What they have in common is a drive to grow — and a funding partner that believes in them.

Apply Online in Minutes

Share your business needs—fast, secure, no credit impact.

Get Matched with the Right Loan

Smart tech and experts match you with tailored options.

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Get Started Today

The right funding can help you stabilize, scale, and succeed. Let My Merchant Cash show you how simple small business financing can be — without the hoops, the wait, or the stress.

No hidden fees or surprises
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Flexible repayment terms
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Funding in less than 24 HR
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Our Core Services

Our Core Services provide fast, flexible, and tailored funding solutions designed to support small business growth, cash flow, and expansion goals.

1

Working Capital Loans

Working Capital Loans provide quick, flexible funds to manage daily expenses, payroll, and inventory, helping your business maintain steady cash flow.

2

Merchant Cash Advance

Merchant Cash Advance (MCA) offers fast funding based on future sales, repaid through a percentage of daily credit card transactions.

3

Short-Term Business Loans

Short-Term Business Loans provide quick, reliable capital with flexible repayment terms to cover urgent expenses and short-term business needs.

Why Choose My Merchant Cash?

We stand out because we’ve built a lending experience specifically for small business owners — not for big banks or financial institutions. Here’s how we make funding easy, fast, and reliable:

Fast Pre-Qualification

Apply online and get pre-qualified in just minutes — without affecting your credit score.

Human Support

Work with a dedicated loan officer who understands your business and is here to help — not pressure you.

Funding in 24 Hours

Once approved, receive funds directly to your business bank account — often within one business day.

Personalized Loan Options

We don’t offer cookie-cutter loans. Every offer is customized based on your revenue, industry, and business goals.

Answers to Your Top Questions

Our FAQs provide clear, concise answers to common questions, helping you understand our services and make informed funding decisions easily.

Once approved, most customers receive funding within 24 hours, making it fast and easy to access the capital you need.

We provide funding from $5,000 up to $600,000, tailored to fit your business’s unique financial needs and goals.

No, we evaluate your business based on overall performance and revenue, not just credit scores — making loans accessible even with less-than-perfect credit.

We serve a wide range of industries including retail, restaurants, healthcare, construction, and more. If your business generates steady revenue, you may qualify.

Yes, our online application and funding process uses advanced security measures to protect your information and ensure a safe experience.

What Client Say

Hear what our clients say about their experience—real stories of fast funding, flexible terms, and outstanding customer support.

Monica Reyes

My Merchant Cash made getting a loan incredibly easy. I was funded within 24 hours and the process was seamless. Their team was friendly, responsive, and truly supportive of small business owners like mea.

Alicia Mendoza

This was our second loan with My Merchant Cash and they exceeded expectations again. The process was quick, transparent, and smooth. Their support team truly cares about small business success. We’re loyal customers now.

Rachel Kim

When our cash flow was tight, My Merchant Cash delivered. We applied and received funding the next day. Their speed and reliability gave our business the breathing room we needed. Extremely grateful for them.

Contact Us

Here to Help You Thrive

Our Contact Us page connects you with expert support, ready to assist with your questions and guide you through funding options.

Sunday Close
Saturday 10:00 AM to 7:00 PM
Monday 10:00 AM to 7:00 PM
Tues Day 10:00 AM to 7:00 PM

346-331-5107

support@mymerchantcash.com

244 Fifth Ave New York, NY 10001